About us
We're in your corner.
Our Journey
Independence
We're not tied to any single carrier. That means we shop the market and recommend what's right for you — not what pays us the highest commission.
Clarity
Insurance is complicated enough. We translate the fine print into plain language so you know exactly what you're buying and why.
Advocacy
When you need to file a claim, we're in your corner. We help you navigate the process and push for a fair outcome.
Behind Coverwell, Inc.
Charles Frazier III, LUTCF, PMP
CEO & Principal Broker
25+ years in commercial insurance. Risk Management/Commercial Lines Broker with a demonstrated 30-year history of working in the insurance space. Strong financial services professional with a Master's degree focused on LUTCF from The American College of Financial Services and a Project Management Professional credential from Columbia University School of Engineering with a focus on construction and renewable energy.
Licensed, experienced, and accountable
- California Department of Insurance licensed #0C91478
- Independent broker — no carrier affiliations
- 25+ years serving California and beyond businesses
- Errors & Omissions insured
- Member, Independent Insurance Agents & Brokers of California